Lowry onDemand

Terms of Service

User Contract

Subscriptions must be entered in the name of an individual. Subscriber agrees, subject to immediate termination of service, not to disseminate or furnish to others, including associates, branch offices or affiliates, the information contained in any reports issued by Lowry Research Corporation. without consent. All quotations and reproduction are strictly prohibited without consent.

Copyright Statement

The works of authorship contained in the world wide website Lowry onDemand, in the domain www.lowryondemand.com, are protected under copyright laws. All design, images, text, charts, statistics or other data compilations or collective works are owned by Lowry Research Corporation., and may not be copied, reproduced, transmitted, displayed, altered, distributed, rented, sublicensed, stored for subsequent use or otherwise used in whole or in part in any manner for any public or commercial purpose. Any use of these materials on any other website or networked computer environment for any purpose is prohibited without the prior written consent of Lowry Research Corporation. The Copyright Act imposes liability of up to $150,000 per violation for such infringement.

Trademarks

Lowry onDemand is a trademark of Lowry Research Corporation. and, as such, is proprietary.

Privacy Statement

Lowry Research Corporation is the sole owner of the information collected on this Web site. We will not share, sell, or rent this information to others. We take our responsibility to protect the privacy and confidentiality of the personal information of any client or visitor to this site very seriously. We maintain physical, electronic and procedural safeguards, including encryption, that comply with applicable legal standards to store and secure such information from unauthorized access and use. Our policies and procedures have been developed to protect the confidentiality of client information and to help achieve compliance with relevant rules and regulations. We limit the collection, use and retention of client information to what we reasonably believe will help us to deliver the highest quality of service, to administer our business, to manage our risks, to market our services and products, and to meet applicable laws and regulations.

We may use the collected information in the following ways:

• To enable us to validate, verify, and process subscriptions and to send you products or information.
• To allow us to personalize the content that you and others see based on the preferences that you choose.
• To enhance existing features of the Web site, or to develop new features, products and services.
• To enable us to contact you if we have trouble processing your order.

It is possible that, from time to time, we may enter into agreements with other companies, such as accountants, banks, or credit card processing companies, to provide services to us. Under these agreements, the companies may see information about clients, but they must safeguard this information and they may only use it for those purposes that we specify. In addition, we may disclose and use personally identifiable information in special circumstances where it is necessary to enforce our Terms of Use (for example, data contracts and intellectual property rights). We may also disclose personal information when the law requires us to do so.

We collect IP addresses and Web site usage information from you when you visit our Web site. This information helps us evaluate how our visitors and clients use and navigate our Web site on an aggregate basis, including the number and frequency of visitors and clients to each Web page, and the length of their visits.

This Web site uses cookie technology to help visitors and subscribers move more quickly through our Web site. A cookie is a small message written in your browser. The message stores information so that our site immediately recognizes you each time you visit. This permits us to personalize our site for each client, to allow access to the secure parts of the site, and to provide clients with up-to-date information about their account. Your browser only permits our Web site to access the cookies that our computer has sent to you, not the cookies sent to you by other Web sites.

Refund Policy

If you are dissatisfied with Lowry onDemand, you may request a cancellation of your subscription at any time. Upon receipt of your written request, a refund of the unused portion of your subscription will be credited to the credit card used to establish your subscription, or will be refunded by check. Cancelled accounts will be subject to an administrative charge.

Disclaimer Statement

The information and analysis found on the Lowry onDemand Web Pages has been prepared without consideration of the investment objectives or financial situation of any particular investor. Therefore, investors are hereby advised to not act on any recommendation (express or implied) or information in this Web site without obtaining specific advice from the financial advisors of their choosing, and should not rely on information herein as the primary basis for their investment decisions. Past performance is not necessarily a guide to future performance. No charts, graphs, formulae, theories or methods of securities analysis can guarantee profitable results.

The information contained herein is based on data obtained from recognized statistical services believed to be reliable. However, such information has not been verified by Lowry Research Corporation. Lowry makes no representations or warranties or takes any responsibility for the accuracy or completeness of any information contained herein. Clients are advised to promptly communicate with us for verification of any item that seems questionable or incorrect before acting thereon. All opinions expressed herein are subject to change without notice, and you should always obtain current information and perform due diligence before investing.

Lowry Research Corporation accepts no liability whatsoever whether in contract, in tort, for negligence, or otherwise for any direct or consequential loss of any kind arising out of the use of this Web site or its contents or of the recipient relying on any such information (except insofar as statutory liability cannot be excluded).

Neither the information nor any opinion expressed in this Web site shall constitute an offer to sell or a solicitation or an offer to buy any securities or commodities mentioned herein. This document does not purport to be a complete description of the securities or commodities, market or developments to which reference is made. The securities mentioned in this Web site may not be suitable for all types of investors; their value and the income they produce may fluctuate and/or be adversely affected by news, corporate announcements, exchange rates, interest rates or other factors.

Lowry Research Corporation accounts that Lowry or its affiliated companies manage, or their respective shareholders, directors, officers and/or employees, may have long or short positions in the securities discussed herein and may purchase or sell such securities without notice.

Lowry Research Corporation may revise these Terms at any time by updating this posting. You should visit this page from time to time to review the then-current Terms because they are binding on you. Certain provisions of these Terms may be superseded by expressly designated legal notices or terms located on particular pages at this Web site.